Personal Banking
Providence Checking
- No monthly maintenance fee
- No minimum balance
- Unlimited activity
- Free online bill pay
Benefit Checking
- For customers over 55 years young
- No monthly maintenance fee with a direct deposit
- $5.00 monthly maintenance fee without direct deposit
- Unlimited activity
- Free online bill pay
- Savings account with no balance requirements
- Free personalized “PBT Bank” checks
- Free 3×10 safe deposit box for 1 year
- Free cashier’s checks
Interest Checking
- No monthly maintenance fee with daily balances over $2,000.00
- Monthly maintenance fee of $10.00 with daily balances under $2,000.00
- Unlimited activity
- Free online bill pay
- Free personalized “PBT Bank” checks
- Free 3×10 safe deposit box for 1 year
- Free cashier’s checks
- Pays tiered interest rates (contact us for current rates)
Money Market Account
- No monthly maintenance fee with daily balances over $10,000.00
- Monthly maintenance fee of $15.00 with daily balances under $10,000.00
- Limited to six (6) debits per monthly statement cycle.
- A fee of $10.00 for each withdrawal over the limit
- Free personalized “PBT Bank” checks
- Free 3×10 safe deposit box for 1 year
- Free cashier’s checks
- Pays tiered interest rates (contact us for current rates)
Savings Account
- No quarterly maintenance fee with daily balances over $500.00
- Quarterly maintenance fee of $5.00 with daily balances under $500.00 (customers age 18 and under require no minimum balance)
- Limited to 6 withdrawals per quarterly statement cycle
- A fee of $2.00 for each withdrawal over the limit
- Pays interest (contact us for current rates)
Certificates of Deposit
- Terms from 30 days to 60 months with various balance levels. Please contact us for current interest rates and terms.
